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Direct Lending Solutions for Individuals, Businesses, and Start-Ups


Options in a box:


Monumental Funding Solutions has teamed up with over 100 of the best lending programs in the country to bring our clients the best options available in lending.

If you need help finding the best solution for Unsecured Loan, Unsecured Line Of Credit, Unsecured Business Credit Card, Real Estate Investment – Fix and Flip or Rental, Equipment, Commercial Vehicle, Bridge Loan, Acquisition Loan, Merchant Loan or even a small Personal Loan, we can get you approved and funded quickly no matter what your current situation.


Unsecured Business Loan
5.9% – 24.99% APR
24 – 60 Months
Credit Requirement: Good

Business loans for businesses generating $60,000 or more in annual revenue(sales). This unsecured business solution provides up to $500,000 in alternative lending by way of a one-time lump sum of cash deposited into a business checking account. This also requires monthly payments to pay back the loan and any interest due over 12 to 60 months with no prepayment penalties. Funds are usually deposited 7-10 business days after approval and document review. You will receive funds in your account and enjoy predictability with fixed, low monthly payments that will build your personal and business credit.

Business Loan Application
(Checking will not affect your score)


Unsecured Credit
(Line of Credit, Credit Cards)
0% – 15% APR
Credit Requirement: Good

Unsecured credit is extended through a line of credit or credit card, giving access to the capital you need immediately for operating businesses or start-ups. This alternative lending solution allows the borrower to make cash withdrawals, as needed, without having to go into a bank. Same day approval and fees are only paid on the amount used.

Unsecured Credit Application
(Checking will not affect your score)


Investment Capital Loan
(Rental, Fix and Flip, New Construction)
6.5% – 15% APR
Credit Requirement: Fair

Fix and Flip, Rental, Rehab to Rent, New Construction, Bridge Loan, Hard Money loans secured with commercial real estate or other collateral. This capital can be used to purchase, refinance, etc. A great option for borrowers looking to purchase or refinance a rental property, fix/flip, or new construction project. Loans start at $$100,000 and go up to $30 Million. Competitive rates and industry-leading products available.
7-10 day funding available.

Commercial Real Estate Application

*Commercial vehicle & equipment financing available.


Invoice Factoring
1.25 – 1.50 Rate Factoring
3 – 24 Months
Credit Requirement: All Credit Accepted

Alternative capital for borrowers and businesses that need funding fast. For any business purposes including advertising, marketing, cash flow management, inventory purchase, rent, an emergency, and more. Payback option is either daily, weekly, or monthly depending on the history, industry, and other key factors. Terms and rates vary but we typically get our clients more funding and better borrowing terms.
Only 3 months of processor statements needed for approval!

Short-Term Business Loan Application


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Legal Disclaimer: The purpose of this website is to connect potential borrowers with lenders and financial service providers. The operator of this website is not a lender and does not make any credit decisions. This website merely takes information from consumers and forwards it to lenders and third parties who may be able to provide the types of loans that may meet the consumer’s needs. All credit welcome to apply. This shall not be considered an offer or solicitation for a loan. There is no guarantee that you will be approved for any type of loan. We are compensated after you receive funding. The time it takes for money to transfer to your account will vary by lender and also depends on your financial institution. You may be required to fax or send information to your lender to receive a loan. Loans should not be considered a long term financial solution. They are meant to provide short term financing to solve immediate financial needs. Lenders and third-party providers may perform a credit check with one or more credit agencies. These credit checks can have an impact on your credit score. By submitting your request, you are authorizing the lenders to independently verify the information provided.


If you still have questions, please feel free to reach out directly.

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