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Faster Than Banks, Friendlier Than Paperwork. Working Capital Simplified.

Monumental Funding Solutions

A business FinTech company that connects businesses to working capital solutions including alternative loans, lines of credit, commercial real estate rentals, fix/flip, and new construction projects.

Our easy online application process makes getting your business working capital straightforward.

Monumental Funding Solutions is known for excellent customer support and superior alternative business solutions. Our working capital solutions provide secured and unsecured capital for almost any business purpose. This helps to provide flexibility for every business model.


Are you searching for working capital? Look no further than Monumental Funding Solutions! This network includes business term loans, lines of credit, single-family rental/multifamily purchase/refinance, fix and flip purchases, new construction, or cash-out refinancing.

Business Loan & LOC

Alternative loans and lines of credit provide working capital solutions for businesses averaging at least $100,000 in annual revenue. With only a short application your company can receive working capital funding in as little as 48 hours. ​​

Commercial Real Estate

Commercial Real Estate solutions include DSCR Rental - Purchase and Refinance, Fix and Flip purchase/rehab, New Construction build-to-rent, and Commercial Bridge. This can be used to purchase, refinance, cash out on commercial equity, and more.

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Traditional banks are a well-established funding source, but they aren't always the best fit for every business or commercial real estate venture. Alternative business loans and commercial real estate lenders offer a wider range of options that address specific needs, often with faster approval times and less stringent requirements.

Here's how alternative financing can benefit your business:


  • Faster access to cash: Traditional loan applications can be lengthy and bureaucratic. Alternative lenders often have a quicker and simpler approval process, getting you the funds you need.

  • Relaxed credit requirements: Many businesses, especially startups or those with less-than-perfect credit, struggle to qualify for traditional loans. Alternative lenders may be more flexible, considering factors beyond just credit score, such as future sales potential or the value of your assets.

  • More loan options: Alternative lenders offer a wider variety of loan products than traditional banks. This means you can find financing tailored to your specific needs, either a short-term loan for inventory or a long-term loan for equipment or expansion.


Alternative financing can also be advantageous for commercial real estate endeavors:


  • Bridge the gap: Traditional commercial real estate loans can be difficult to obtain, especially for securing the amount needed. Alternative lenders can provide mezzanine financing, which bridges the gap between the bank loan and the total purchase price.

  • Favorable terms for SBA loans: The Small Business Administration (SBA) offers loan programs specifically for commercial real estate, often with lower interest rates and longer repayment terms than traditional options. Alternative lenders can help navigate the SBA process, making it easier to access these beneficial programs.

  • Faster closing times: Securing a traditional commercial real estate loan can be slow. Alternative lenders may be able to close on a loan much faster, expediting your timeline for acquiring a property.


It's important to weigh the pros and cons before choosing any financing option. Alternative lenders may have higher interest rates than traditional banks, and some require different forms of collateral.

What Is Our Approval Process?


  • Online Application.

  • Information Review

  • Terms Accepted.

  • Funded! 


No in-person visit, no tax returns, no hassle.

What Are The Minimum Eligibility Requirements?


  • US Citizen (Foreign National ok)

  • Operating a Business for 6 months




  • Easy Online Application

  • Knowledgeable Staff

  • Online Account Management

  • Flexible Terms

  • Competitive Interest Rates

  • Funds Available Quickly


We are not loan brokers and will not advise consumer/residential credit, loans, or other consumer-related investments. Our partners may pay us for referring. We will never sell any of your information for marketing. Other conditions may apply**

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